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Section 314(b) — updated fraud-sharing guidance ↗

Links to the June 12, 2026 fact sheet and current participation resources.

AML program reform proposal ↗

April proposal concerning risk-based financial-institution AML programs.

Bank Secrecy Act general rules — 31 CFR Part 1010 ↗

General definitions, reporting, records and information-sharing requirements.

Bank Secrecy Act rules for banks — Part 1020 ↗

Bank-specific AML, customer identification, reporting and recordkeeping rules.

Bank suspicious activity reports — 31 CFR 1020.320 ↗

Bank SAR obligations, timing, records and confidentiality.

Beneficial ownership reporting — August 2026 final rule ↗

Revises CTA reporting; distinct from a bank’s customer due-diligence obligations.

Customer due diligence — 31 CFR 1010.230 ↗

Beneficial-owner identification and verification requirements for covered institutions.

Customer Identification Program — FFIEC examination guidance ↗

Bank CIP examination guidance covering identification, verification, recordkeeping and reliance arrangements. Links the operating controls to their BSA regulatory authority; using a vendor does not by itself satisfy the bank’s program obligations.

FFIEC BSA/AML Examination Manual ↗

Official examination modules for BSA/AML programs, regulatory requirements and selected products and customer risks. Sections carry their own update dates; the manual explains examination procedures and does not replace the underlying rules.

Funds-transfer records and Travel Rule — 31 CFR 1010.410 ↗

Recordkeeping provisions for financial institutions, including funds-transfer information and transmission requirements. Relevant to payment-chain data quality; apply the rule’s definitions, thresholds and exceptions.

Impersonation scams and platforms — FTC 2026 advance notice ↗

Seeks input on possible changes to the government-and-business impersonation rule, including the role of platforms and services in facilitating scams. An advance notice explores options; it does not impose the contemplated new duties.

OFAC Framework for Compliance Commitments ↗

Sanctions risk assessment, internal controls, testing, training and management commitment.

OFAC reporting and enforcement — 31 CFR Part 501 ↗

Sanctions-related reporting, procedures and enforcement guidelines.

Regulation II — Debit interchange and network routing ↗

Debit-card interchange standards, exemptions, fraud-prevention adjustments and network-routing restrictions. Relevant to issuer economics and merchant acceptance; coverage differs across issuers and provisions.

Description

Debit-card interchange standards, exemptions, fraud-prevention adjustments and network-routing restrictions. Relevant to issuer economics and merchant acceptance; coverage differs across issuers and provisions.

Section 314(a) information-sharing resources ↗

Law-enforcement requests and the separate mandatory information-sharing process.

Section 314(b) — 31 CFR 1010.540 ↗

Voluntary information sharing, eligibility, notice and safe-harbor conditions.

Unauthorized-transfer liability — 12 CFR 1005.6 ↗

Consumer-liability rules for unauthorized electronic fund transfers, including the effect of notice timing and access-device loss. Read alongside error-resolution procedures, rather than treating fraud classification alone as the liability decision.

Description

…access-device loss. Read alongside error-resolution procedures, rather than treating fraud classification alone as the liability decision.