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Affirm announced a phased Amazon.co.uk rollout on September 23: three interest-free monthly payments or an interest-bearing plan up to 48 months, with a 22% representative fixed APR. Eligible baskets start at £50, subject to approval and exclusions.
Bank & fintech · Company announcementAffirm announced a transformer-based underwriting model on September 17 and reported 3.4% more completed purchases against a control group. Its technical account describes a transformer feeding learned credit representations into an XGBoost risk model.
AI · Company-reported resultsA proprietary lending system case study: architecture, conversion evidence, incremental credit economics, explainability and the limits of public validation.